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Serving Chicagoland Contractors

GET PAID
MORE. FASTER.

Expert insurance supplements & appraisal services built exclusively for roofing and restoration contractors. We fight for every dollar on your hail and wind damage claims — so your team stays on the roof, not on the phone.

50–150%
Average Claim Increase
On a case-by-case basis · No upfront fees
5K+
Claims Processed
All
Carriers Covered
5–10
Day Turnaround
No Fee
Until You Win
Xactimate Certified
Chicagoland Based
No Upfront Fees — Pay on Success
Dedicated Manager Per Account
All Insurance Carriers
Residential & Commercial
5K+
Claims Processed
50–150%
Average Claim Increase Per Job
96%
Supplement Approval Rate
92%
Appraisal Success Rate
What We Do
Two Services.
One Trusted Partner.
We handle the insurance side of your business. You focus on the work — we fight for full compensation.
01
Primary Service
Insurance Claim Supplements

We audit every carrier estimate, identify every missed or underpaid line item, and fight to recover the full value of your work — from labor rates and code upgrades to O&P and depreciation.

  • Full Xactimate estimate review & re-scope
  • Missing line items, code upgrades & permit fees
  • Depreciation recovery & O&P negotiation
  • Hail and wind damage photo documentation
  • Direct carrier submission & follow-up
  • Residential & commercial roofing claims
  • Siding, gutters, and full exterior supplements
We work with all insurance carriers — State Farm, Allstate, Farmers, Liberty Mutual, and every other carrier in Illinois.
02
Appraisal Services
Appraisal Services

When a claim is disputed and the carrier won't budge, we step into the formal appraisal process. Our licensed umpire ensures a fair, accurate settlement — fast.

  • Independent appraisal representation for contractors
  • Licensed umpire services for disputed claims
  • Expert damage scope documentation & opinion
  • Illinois-compliant appraisal process navigation
  • Commercial & residential property disputes
  • Seamless escalation from supplement to appraisal
Real Results
What Carriers Pay vs.
What You Deserve.
These are real examples of what contractors recovered working with us. Every job is different — but the pattern is consistent.
Residential Roofing
Naperville, IL — Hail Damage
Carrier estimate$11,200
After supplement$22,800
Recovered+$11,600
+103% increase
Commercial Roofing
Schaumburg, IL — Wind & Hail
Carrier estimate$34,000
After supplement$67,500
Recovered+$33,500
+98% increase
Roofing + Siding
Arlington Heights, IL — Hail
Carrier estimate$18,400
After supplement$29,100
Recovered+$10,700
+58% increase
Appraisal — Denied Claim
Joliet, IL — Full Denial
Carrier paid$0
After appraisal$41,200
Recovered$41,200
Full replacement awarded
Residential Roofing
Orland Park, IL — Wind Damage
Carrier estimate$8,900
After supplement$17,300
Recovered+$8,400
+94% increase
Commercial Flat Roof
Bolingbrook, IL — Hail & Storm
Carrier estimate$52,000
After supplement$104,500
Recovered+$52,500
+101% increase
Our Process
Simple. Transparent. Proven.
Step 01
Register & Submit

Fill out our contractor registration form. Send us the carrier's estimate, scope of loss, and inspection photos for your job.

Step 02
We Audit the Scope

Our team reviews every line item in Xactimate, identifies all gaps, and builds a comprehensive supplement package with full documentation.

Step 03
We Negotiate

We submit to the carrier and handle all follow-up, pushback, and escalation. If needed, we move straight into the appraisal process.

Step 04
You Get Paid More

You receive a revised, higher estimate. Close the job with full compensation for every line item of work your crew performed.

Why Ultimate Claims
Built for Chicagoland
Contractors.
Deep Local Market Knowledge

We know Illinois carriers, local building codes, and Chicagoland's hail and wind seasons better than any national firm. Local presence means faster decisions and better results.

Supplements + Appraisal — One Team

If your supplement gets rejected, we're already positioned to move into the appraisal process. No handoffs to another company, no starting over, no gaps in your case.

No Win, No Fee

We work on contingency — a percentage of the recovered supplement only. Zero upfront cost. Zero risk. We only get paid when you get paid more.

Weekly Updates on Every Open Claim

You'll never wonder where your job stands. Every contractor gets a dedicated account manager and weekly status updates — no ticket queues, no runaround.

Fast 5–10 Day Turnaround

We move fast. Most supplement packages are submitted within 5–10 business days. Faster submission means faster payment and faster project completion.

Average Job Results
Based on completed claims — results vary by case
Original carrier estimate$14,200
After our supplement$24,900+
Average recovered per job$10,700
Claim increase range50–150%
Supplement approval rate96%
Average turnaround5–10 days
Appraisal success rate92%
Claims processed5,000+
Common Questions
Everything Contractors
Ask Us.
Is supplementing insurance claims legal?
Absolutely. Supplementing is a standard, legal, and widely accepted part of the insurance claims process. It simply means submitting additional documentation to ensure the carrier's estimate reflects the full, accurate scope of work. Insurance companies expect supplements — carriers underestimate on nearly every job.
How does your team charge for services?
Our team works on a contingency basis — a percentage of the additional money we recover for you. There are no upfront fees, no monthly costs, and no charges if we don't add value to your claim. You only pay when you get paid more.
How long does the supplement process take?
Most supplement packages are submitted within 5–10 business days of receiving the carrier's estimate and your documentation. Carrier response times vary, but we follow up consistently to keep things moving and avoid delays.
What if the carrier denies the supplement?
We escalate. If a supplement is denied or the carrier refuses a fair resolution, we can move directly into the formal appraisal process — with no restart, no new paperwork, and no loss of momentum. This combined capability is one of our biggest advantages over standalone supplement companies.
Do you handle commercial claims?
Yes — both residential and commercial. Commercial claims are often where we recover the largest amounts, since the initial estimates tend to miss more due to scope complexity, code requirements, and material specifications unique to commercial flat and low-slope roofing.
Can you supplement a job already in progress?
Yes. We can supplement active jobs at virtually any stage before final payment is issued. The sooner you bring us in, the more we can recover — but it's never too late to submit additional documentation to the carrier.
What information is needed to get started?
Our team needs: the insurance carrier's estimate/scope of loss, inspection photos, the claim number, and basic property information. Fill out the registration form below and your dedicated account manager will contact you to gather everything and get your first job in the queue.
What Contractors Say
Trusted by Chicagoland's Top
Roofing & Restoration Companies.
★★★★★

"We were leaving serious money on every single job before working with Ultimate Claims. Their first supplement came back nearly double what the carrier originally offered. Now every claim goes through them — no exceptions."

Mike R.
Owner — MR Roofing, Naperville IL
★★★★★

"The carrier denied our supplement twice. Ultimate Claims escalated to appraisal and we settled for full replacement cost on a $67K commercial job. These guys know exactly how to fight back and they don't give up."

Carlos V.
Project Manager — Pinnacle Restoration, Chicago IL
★★★★★

"What sets them apart is that they handle both supplements AND appraisal. We used to need two separate companies. Now one call handles everything — and they actually communicate. Updates every week without us having to chase anyone."

Tony B.
Owner — Lakefront Exteriors, Evanston IL
Where We Operate
Serving All of
Chicagoland.

We serve roofing and restoration contractors throughout the greater Chicagoland metropolitan area — where Illinois hail and wind season hits hardest and most frequently.

Areas Served
ChicagoNapervilleSchaumburg AuroraJolietEvanston Arlington HeightsOrland ParkElgin Oak ParkWaukeganBolingbrook PalatineSkokieDes Plaines Tinley ParkDowners GrovePlainfield Hoffman EstatesWheatonLombard + All Chicagoland
Contractor Registration
Register Your Company.
Submit Your First Claim.
Fill out the form below. Your dedicated account manager will contact you at your preferred time to get everything set up and your first claim in the queue.
What Happens After
You Register

We keep it simple. No lengthy onboarding, no long contracts. Submit your info, we call you at the time you choose, and your first claim can be in review the same day.

  • Dedicated account manager assigned to your company
  • First claim reviewed within 24 hours of submission
  • Supplement package delivered in 5–10 business days
  • Weekly status updates on all open claims
  • Direct line to your account manager — no ticket queues
  • No contracts — cancel anytime, no questions asked
  • We work on contingency — zero upfront cost to you
Contractor Registration

All fields required. We'll call you at your preferred time.

I agree to be contacted by Ultimate Claims regarding my registration and claim inquiries. We respect your privacy and never share your information.
Your information is private and secure. We do not sell or share your data.

You're Registered!

We received your information and will call you during your preferred time window.

Check your email for a confirmation. Your account manager will be in touch shortly to get your first claim started.

Ready to Recover More?

Stop Leaving Money
on Every Claim.

Register your company today. Your first claim review is free — we'll show you exactly what the carrier underpaid before you commit to anything.